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The Lost Manatee wrote:Just as an FYI, the cost of your Cobra is the actual cost of your health insurance policy through your employer.

At my work, my employer has reduced the amount that the company pays from 80% to 50% and if the cost of health insurance continues to go up, so will the percentage that the employee gets to pay. To offset this year's jump in cost I would have to make an extra $2500 a year

Without knowing your salary, but knowing mine, that would basically mean my annual merit increase (which I usually get but not guaranteed based on company performance) would merely be used to pay the rising costs of health care. Yikes. Doesn't sound like much of a raise to me.

And I don't even have cable television!

buffettbride wrote:

The Lost Manatee wrote:Just as an FYI, the cost of your Cobra is the actual cost of your health insurance policy through your employer.

At my work, my employer has reduced the amount that the company pays from 80% to 50% and if the cost of health insurance continues to go up, so will the percentage that the employee gets to pay. To offset this year's jump in cost I would have to make an extra $2500 a year

Without knowing your salary, but knowing mine, that would basically mean my annual merit increase (which I usually get but not guaranteed based on company performance) would merely be used to pay the rising costs of health care. Yikes. Doesn't sound like much of a raise to me.

And I don't even have cable television!

no but you have a special spork

ph4ever wrote:

popcornjack wrote:

buffettbride wrote:

popcornjack wrote:

buffettbride wrote:

Skibo wrote: I appologize to anyone that was offended by this statement. The thread derailed long before this but I will accept responsibility for my statement.

You might think it derailed (and I am entirely not offended by your statement even though I was unable to keep my pants on when I was 22). In fact, I've managed to stay relatively on topic in this thread, which is, why I am guessing, the mods are keeping this thread around in the first place. If it gets to sporks and popcorn, you'll know we've reached the danger threshold.

Wait, I'm confused....

Would you prefer sporking the popcorn or the popcorn be sporked?

That depends. Who's doing the sporking?

it's getting real tempting


must resist





must










resistt

Have I mentioned the time hubby asked me about the "nice man who sent us coffee...???"

ph4ever wrote:

buffettbride wrote:

The Lost Manatee wrote:Just as an FYI, the cost of your Cobra is the actual cost of your health insurance policy through your employer.

At my work, my employer has reduced the amount that the company pays from 80% to 50% and if the cost of health insurance continues to go up, so will the percentage that the employee gets to pay. To offset this year's jump in cost I would have to make an extra $2500 a year

Without knowing your salary, but knowing mine, that would basically mean my annual merit increase (which I usually get but not guaranteed based on company performance) would merely be used to pay the rising costs of health care. Yikes. Doesn't sound like much of a raise to me.

And I don't even have cable television!

no but you have a special spork

titanium!

buffettbride wrote:I do know for certain, though, that if the ER had billed me as non-insured, it wouldn't have even cost $400 out of pocket, it would have been less. For a time when I had a lapse in coverage (because who can afford COBRA?) between jobs and had to take my child to the dr. for an ear infection, they billed me as uninsured and it was $40. My copay would have been $20 from the old job and $65 billed to the insurance. Go figure.

From the time I quit my last banking job to go to law school until the firm hired me from temp to permanent I didn't have health insurance. While I was a temp I had surgery for a torn cartilage in my knee. The surgeon only charged me half his normal fee. The hospital charged me a little less than $1000, which I had to put on my credit card the day of the surgery before they even admitted me. About 3 weeks after the surgery I got an itemized bill from the hospital for $3200, +/-, less the $1000 I paid the day of the surgery. I sent them a check for the difference. When they got the check, somebody from the hospital's billing department called me and asked me what it was for. I told her I got a bill and I was paying it. She said uninsured people only had to pay the $1000 the charged me the first day. But even with all the breaks I got for being uninsured, it still wound up costing me more than $6000 - doctor visits before the surgery, MRI, anesthesiologist, post-op office visits and I'm sure other stuff I'm forgetting because it was more than 10 years ago. And that was without physical therapy. The surgeon gave me some exercises to do and I rehabbed on my own. I hate to think what it would have cost if I had to pay full price for everything.

buffettbride wrote:

ph4ever wrote:

buffettbride wrote:

The Lost Manatee wrote:Just as an FYI, the cost of your Cobra is the actual cost of your health insurance policy through your employer.

At my work, my employer has reduced the amount that the company pays from 80% to 50% and if the cost of health insurance continues to go up, so will the percentage that the employee gets to pay. To offset this year's jump in cost I would have to make an extra $2500 a year

Without knowing your salary, but knowing mine, that would basically mean my annual merit increase (which I usually get but not guaranteed based on company performance) would merely be used to pay the rising costs of health care. Yikes. Doesn't sound like much of a raise to me.

And I don't even have cable television!

no but you have a special spork

titanium!

all we need now is cheese on your forehead and pies in your hands and we've got a trifecta flashback

buffettbride wrote:

ph4ever wrote:it's getting real tempting


must resist





must










resistt

Have I mentioned the time hubby asked me about the "nice man who sent us coffee...???"

Nice? NICE?? Sheeesh, there goes my reputation.

And what's this resistance? How does that saying go? "Come to the Dark Side. We have cookies."?

Huh?? Wha?? I'm eating cookies

popcornjack wrote:

buffettbride wrote:

ph4ever wrote:it's getting real tempting


must resist





must










resistt

Have I mentioned the time hubby asked me about the "nice man who sent us coffee...???"

Nice? NICE?? Sheeesh, there goes my reputation.

And what's this resistance? How does that saying go? "Come to the Dark Side. We have cookies."?

Jack... Jack..

do what I do.. live down to your reputation and their expectations. It makes life a lot easier.

LIPH wrote:

buffettbride wrote:I do know for certain, though, that if the ER had billed me as non-insured, it wouldn't have even cost $400 out of pocket, it would have been less. For a time when I had a lapse in coverage (because who can afford COBRA?) between jobs and had to take my child to the dr. for an ear infection, they billed me as uninsured and it was $40. My copay would have been $20 from the old job and $65 billed to the insurance. Go figure.

From the time I quit my last banking job to go to law school until the firm hired me from temp to permanent I didn't have health insurance. While I was a temp I had surgery for a torn cartilage in my knee. The surgeon only charged me half his normal fee. The hospital charged me a little less than $1000, which I had to put on my credit card the day of the surgery before they even admitted me. About 3 weeks after the surgery I got an itemized bill from the hospital for $3200, +/-, less the $1000 I paid the day of the surgery. I sent them a check for the difference. When they got the check, somebody from the hospital's billing department called me and asked me what it was for. I told her I got a bill and I was paying it. She said uninsured people only had to pay the $1000 the charged me the first day. But even with all the breaks I got for being uninsured, it still wound up costing me more than $6000 - doctor visits before the surgery, MRI, anesthesiologist, post-op office visits and I'm sure other stuff I'm forgetting because it was more than 10 years ago. And that was without physical therapy. The surgeon gave me some exercises to do and I rehabbed on my own. I hate to think what it would have cost if I had to pay full price for everything.

Who's getting all these deals on healthcare service? $40 for a broken arm? $1000 for surgery? Heck, that's nothin'...
Here are my latest:
4 stitches in the head at the ER= $1605.03
Rehydration at Children's hospital for a sick 3 year old = $2511.95
Glue to close a gash in the head...at the ER = $1134.05
Staying healthy sure is expensive!

I want the exact same kind of health insurance plan our Senators and Congressmen have. And I want to pay the same thing they pay monthly. If it's good enough for them, it's good enough for me.

wow.

just read this entire thread to catch up, and one judgement becomes more and more clear...

Ski = Sam

that, and... if you want to start threads involving complex viewpoints and mature attitudes...
freakin' learn to spell POLL!!!

Mottola-Buffett wrote:

LIPH wrote:

buffettbride wrote:I do know for certain, though, that if the ER had billed me as non-insured, it wouldn't have even cost $400 out of pocket, it would have been less. For a time when I had a lapse in coverage (because who can afford COBRA?) between jobs and had to take my child to the dr. for an ear infection, they billed me as uninsured and it was $40. My copay would have been $20 from the old job and $65 billed to the insurance. Go figure.

From the time I quit my last banking job to go to law school until the firm hired me from temp to permanent I didn't have health insurance. While I was a temp I had surgery for a torn cartilage in my knee. The surgeon only charged me half his normal fee. The hospital charged me a little less than $1000, which I had to put on my credit card the day of the surgery before they even admitted me. About 3 weeks after the surgery I got an itemized bill from the hospital for $3200, +/-, less the $1000 I paid the day of the surgery. I sent them a check for the difference. When they got the check, somebody from the hospital's billing department called me and asked me what it was for. I told her I got a bill and I was paying it. She said uninsured people only had to pay the $1000 the charged me the first day. But even with all the breaks I got for being uninsured, it still wound up costing me more than $6000 - doctor visits before the surgery, MRI, anesthesiologist, post-op office visits and I'm sure other stuff I'm forgetting because it was more than 10 years ago. And that was without physical therapy. The surgeon gave me some exercises to do and I rehabbed on my own. I hate to think what it would have cost if I had to pay full price for everything.

Who's getting all these deals on healthcare service? $40 for a broken arm? $1000 for surgery? Heck, that's nothin'...
Here are my latest:
4 stitches in the head at the ER= $1605.03
Rehydration at Children's hospital for a sick 3 year old = $2511.95
Glue to close a gash in the head...at the ER = $1134.05
Staying healthy sure is expensive!

stitches... easy to do at home
rehydration: that is what gatorade is for
glue to close gash : $4 for a tube of crazyglue.. bad haircuts will grow out.

That's my point. Why do these relatively simple things cost thousands of dollars!!!!!!!!?????????

To cover the mountains of beauracracy that are built within both the health service provider and the doctor/hospital.

To re-tool the system would take money out of too many greased palms that have
entrenched themselves within the system.

Lightning Bolt wrote: Ski = Sam

SMLCHNG wrote:

Lightning Bolt wrote: Ski = Sam

withdrawn

Lightning Bolt wrote:

SMLCHNG wrote:

Lightning Bolt wrote: Ski = Sam

withdrawn

Similar... but..

SMLCHNG wrote:

Lightning Bolt wrote:

SMLCHNG wrote:

Lightning Bolt wrote: Ski = Sam

withdrawn

Similar... but..

No way Skibo could be Sam. Not enough capital letters.

SMLCHNG wrote:

Lightning Bolt wrote:

SMLCHNG wrote:

Lightning Bolt wrote: Ski = Sam

withdrawn

Similar... but..

He writes complete, coherent sentences. Whether or not you agree with what he's saying, I'm able to get from point A to point B without taking a detour when I read his posts.