People still write checks???

tikitatas · Post by **tikitatas** » March 21, 2006 7:50 pm

The only ones I write anymore are for gifts and for charities.

fruityparrothead · Post by **fruityparrothead** » March 21, 2006 8:42 pm

Yes, I still pay by check for many things; depending on the store. I sometime want/need additional documentation for certain purchases.

Besides....I can never remember to write down my debit card purchases

Sam · Post by **Sam** » March 21, 2006 8:46 pm

I still write checks when I don't have the cash on hand or the bill comes to more than I thought it would.

The only thing about people writing checks are when they stand there and have to balance their check book while people are waiting behind them. SHEESH!!!

There are people out there that don't like plastic because of the paper trail it leaves behind. Granted checks can do the same thing.
After all of the losses of personal data by some of the credit corporations......the threat becomes very real. Paying things online with all of your personal information is subject to a threat too. Get a trojan on your puter or the right worm and your personal data is as good as gone....you won't be laughing long.

True enough apparently computers are safer to make transactions with than credit cards, rather than handing your CC to a stranger that walks away with it and dissappears for several minutes. Several waitresses have been busted for credit fraud for doing that to customers and using their info. At least one person has posted elsewhere, in here about it happening to them.

Once it happens to you...you have a fight on your hands like you have never seen. Yep, I will stick with checks and CC for emergencies. I get sick and tired of paying fees when the automatic teller is down that does not accept my bank card, and I don't have the cash. Cheaper to write the check....

Post by **SMLCHNG** » March 21, 2006 8:47 pm

90% of the time I do my banking / bill paying online.

I use debit and credit cards.

I write checks for certain things that don't take credit cards (like some doc's offices), charities, "home parties" (such as Party Lites, etc.) and for our rent.

I've had the same checking account since 1981 - and I'm up to check # 11,062 - and have NEVER bounced one.

ragtopW · Post by **ragtopW** » March 21, 2006 8:51 pm

SMLCHNG wrote:90% of the time I do my banking / bill paying online.

I use debit and credit cards.

I write checks for certain things that don't take credit cards (like some doc's offices), charities, "home parties" (such as Party Lites, etc.) and for our rent.

I've had the same checking account since 1981 - and I'm up to check # 11,062 - and have NEVER bounced one.

Here in Idaho you can still pay in most fast food places with a check
I write one or two a month..

Penny?? my dentist and Dr take Visa..

I carry a 0$ balance on my CC and use it to pay for monthly things

(building up for Airline miles)

Post by **SMLCHNG** » March 21, 2006 8:53 pm

ragtopW wrote:Penny?? my dentist and Dr take Visa..

MOST of mine do now, too.

But a few are still lagging behind.

Lightning Bolt · Post by **Lightning Bolt** » March 21, 2006 8:58 pm

SMLCHNG wrote:90% of the time I do my banking / bill paying online.

I use debit and credit cards.

I write checks for certain things that don't take credit cards (like some doc's offices), charities, "home parties" (such as Party Lites, etc.) and for our rent.

I've had the same checking account ....and have NEVER bounced one.

I've bounced too many

It's my Buffett lifestyle... if it looks like I got it, then I SPEND IT!!

Debit cards and my computer have cured me somewhat, as I'm in constant contact
with my accounts, and can track my spending almost instantly!

... and yeah... I just about lose it when I get stuck behind that check-writer in the grocery line.

If I can halfway keep up with today's technology, why can't EVERYONE!

Are these the folks whose VCR is still flashing "12:00"... "12:00".... ???

big hat carmen · Post by **big hat carmen** » March 21, 2006 8:58 pm

I wrote 3 so far this month, that is a lot.

I am a huge debit card fan. ANd watch my balance online several times a week.

Sidew13 · Post by **Sidew13** » March 21, 2006 9:08 pm

citcat wrote:Geeze....I only use a credit card in an emergency...or when traveling.
When I use a check, it doesn't take any longer than using a credit card.
And I have a debit card, but after all the fraud with THOSE, I may cut it up.
I HATE to pay for food (for something that ends up in the septic tank). It's simply a mental thing....but when I saw our local Sonic with a credit card swiper on the microphone/choice stand, I rolled my eyes. But it's a college town and prolly the kids have to eat with Mom and Dad's credit card.

While I agree some people use their Credit Card at places like Sonic, I use my Debit/Check Card as aa credit Card

Lundah · Post by **Lundah** » March 21, 2006 10:11 pm

I write MAYBE 2 or 3 checks a year, usually for taxes or to the DMV.

Post by **SMLCHNG** » March 21, 2006 10:14 pm

Lundah wrote:I write MAYBE 2 or 3 checks a year, usually for taxes or to the DMV.

Oh yeah... I've done those before, too.

buffettbride · Post by **buffettbride** » March 21, 2006 10:16 pm

We write checks or pay cash for just about everything. Don't even have a debit card or ATM card.

We have two credit cards that we use for things to order stuff online, pay for travel, etc.

It's a pain in the butt, but we're more financially responsible that way.

Soraya · Post by **Soraya** » March 21, 2006 10:17 pm

Sidew13 wrote:While I agree some people use their Credit Card at places like Sonic, I use my Debit/Check Card as aa credit Card

And let's not forget the 'prepaid' Visa and Mastercards....some parents are using them for things like teen's allowances or sending gifts. It allows a person to purchase things online that they can't do with cash or a check.

BadHabitsAcctnt · Post by **BadHabitsAcctnt** » March 22, 2006 12:00 am

I pay the rent via check, one credit card and one vehicle payment, all else comes out of the bank without any hassle.

ragtopW · Post by **ragtopW** » March 22, 2006 12:02 am

Soraya wrote:
Sidew13 wrote:While I agree some people use their Credit Card at places like Sonic, I use my Debit/Check Card as aa credit Card
And let's not forget the 'prepaid' Visa and Mastercards....some parents are using them for things like teen's allowances or sending gifts. It allows a person to purchase things online that they can't do with cash or a check.

but please Remember some systems will not accept the prepaid cards..

RinglingRingling · Post by **RinglingRingling** » March 22, 2006 7:09 am

BadHabitsAcctnt wrote:I pay the rent via check, one credit card and one vehicle payment, all else comes out of the bank without any hassle.

I hate them having the precedent of "well, we were taking out a set amount every month", on the off-chance that I cancel a service and the money still comes out... knowing customer-service monkeys on a few projects, it's easier to set the payment month by month, and never touch the "monthly payment" button..

poohbear1324 · Post by **poohbear1324** » March 22, 2006 7:54 am

Shane I work in a grocery store and i see checks come through all day.
its mostly older people and moms in the run.

Southern Monkey · Post by **Southern Monkey** » March 22, 2006 8:40 am

citcat wrote:but when I saw our local Sonic with a credit card swiper on the microphone/choice stand, I rolled my eyes. But it's a college town and prolly the kids have to eat with Mom and Dad's credit card.

Hehehehe... That's funny cause I just used the credit card thingy at sonic the other day.. I use my credit card for everything, not cause I don't have money but cause I get points to use at hilton hotels for using my cc. I haven't paid for a hotel room in over a year!

LIPH · Post by **LIPH** » March 22, 2006 8:59 am

Southern Monkey wrote:I haven't paid for a hotel room in over a year!

I guess your customers have started picking up the tab.

Southern Monkey · Post by **Southern Monkey** » March 22, 2006 9:04 am

LIPH wrote:
Southern Monkey wrote:I haven't paid for a hotel room in over a year!
I guess your customers have started picking up the tab.

Of course! I'm a pimp daddy baby!

BuffettNews.com

People still write checks???

Do you write checks at the store?