Actually, I'm sure that one of the reasons for this "game" is the escalating rate of consumer debt in this country.
I recently read an article that gave the results of a recent poll on Teens and Personal Finance by Junior Achievement Worldwide:
The poll found that teens wield powerful spending tools, namely credit cards, in increasing percentages as they get older.
Among teens ages 13-14, 2.7 percent report having credit cards.
However, that percentage nearly doubles to 5.3 percent for teens 15-16, doubles again to 10.6 percent for 17-year-olds, and then nearly triples to 28.8 percent for teens 18 or older.
Experts say the average college freshman has more than $1,500 in credit card debt, which will more than double upon graduation.
The Junior Achievement/Allstate poll found that 2.4 percent of teens surveyed admitted occasionally skipping credit card payments. Just over 15 percent make the minimum monthly payment, and some teens make no contribution whatsoever to their credit card debt, with 11.2 percent acknowledging that their parents make their monthly payments.
http://www.ja.org/about/about_newsitem.asp?StoryID=421