Need advice...

In this forum you can discuss anything from sports, news, or what ever is on your mind.

Moderator: SMLCHNG

ph4ever
Last Man Standing
Posts: 50507
Joined: July 31, 2002 1:26 pm
Favorite Buffett Song: CILCIA or OPH
Number of Concerts: 299
Favorite Boat Drink: Rhum with my Chum or beer
Location: Home in the GREAT state of Texas!
Contact:

Post by ph4ever »

sunseeker wrote:
CapnK wrote:The loser is probably betting that he'll wear you down. My advice would be to try and separate the emotions from the dollars. It's a substantial amount of money, but it'll cost you money/time/energy to fight. And it'll still probably take time to get the money out of him even after you've won...again. Unless you can garnish his wages directly. Bottom line, if it still makes sense from a financial/business standpoint, fight him tooth and nail.

Either way a good swift kick in the nether regions is definitely in order, although I would recommend a nice 3-finger groin grab for a more lasting effect.

That's exactly what he thinks....he has a dark dark heart....he absolutely wants to destroy me (and he had the affair!)...he even told me that he hoped I died on the operating table while giving my kidney to my brother...yes folks that's the type of man I was married to for a long time....
Shannon why are you even giving that jerkfaceratbastard the time of day anymore? Why talk to him at all - it's not as if y'all had kids and need to communicate. I would have told him to STFU, ESAD, KMMFA a LONG time ago.

I'd talk to your divorce attorney - it seems to me as the ahole can be charged with contempt of court - HAVE HIS BUTT THROWN IN JAIL if you can.

But what's also been said about your credit is correct as well. It's a damn double edge sword.

(((((Shannon)))))
Well...(said in my best Bubba voice) I've been on sabbatical.
ph4ever
Last Man Standing
Posts: 50507
Joined: July 31, 2002 1:26 pm
Favorite Buffett Song: CILCIA or OPH
Number of Concerts: 299
Favorite Boat Drink: Rhum with my Chum or beer
Location: Home in the GREAT state of Texas!
Contact:

Post by ph4ever »

oh and kick him in the nuts
Well...(said in my best Bubba voice) I've been on sabbatical.
12vmanRick
Here We Are
Posts: 9708
Joined: July 16, 2003 11:46 am
Favorite Buffett Song: Pacing the Cage
Number of Concerts: 50
Favorite Boat Drink: Rum
Location: Crazy is becoming my new norm
Contact:

Post by 12vmanRick »

ph4ever wrote:oh and kick him in the nuts
based on how he treats women, he has no nuts

real men don't treat women like that
The Lost Manatee
I Love the Now!
Posts: 1700
Joined: July 15, 2003 4:14 pm
Number of Concerts: 0
Location: Salt Lake City

Post by The Lost Manatee »

I feel so bad for you because I know exactly where you are coming from. My ex stuck me with a much larger tab. She had run up close to $50k in credit card debt about 7 months prior to filing for divorce. In the divorce decree she agreed to pay all of it off and to make the minimum payment on every account every month. She didn't, she left the country and moved to Australia where she married the guy she had been carrying on with. Neither one works and hasn't for 5+ years and I don't think they plan on doing so anytime soon. In the meantime, I've had to make the payments, I've spent a pretty penny on lawyers and the bottom line is that I've worked two jobs to be able to get out from under this without going bankrupt. I learned last month that she filed for bankruptcy sometime in the last couple of months.

The problem you will run into, even if you win a judgment against him in a civil suit, is collecting from him. The credit card companies, etc., will continue to hound you and may get judgments against you during this time. I'm afraid that you will find that in the long run it may be cheaper and easier to pay off the creditors then to fight it.

I would talk to your lawyer ASAP and figure out how much it will cost, how long can it take (assume the worse case because he will drag it out) and what do you do if you don't win or if he files for bankruptcy.

I would say kick him in the nuts but as has been pointed out, he doesn't have any.

I wish you all the best and I am so very sorry that you find yourself in this spot.
Captain Jack's Bar & Grill, Home to the Lost Manatee.

Livin' and dyin' in 3/4 time.
SchoolGirlHeart
Last Man Standing
Posts: 76424
Joined: January 11, 2002 7:00 pm
Number of Concerts: 0
Location: Wherever the Music is Playing

Post by SchoolGirlHeart »

Grrrrrrrrrrr..............

Shannon, I'd protect (or salvage) your credit rating and pay it, but also go after him for the money.

You want we should send Vinny and Guido? :evil:
Carry on as you know they would want you to do. ~~JB, dedication to Tim Russert

Take your time
Find your passion
Life goes on until it ends
Don’t stop living
Until then

~~Mac McAnally
sunseeker
Woman going crazy on Caroline street
Posts: 22135
Joined: April 18, 2002 8:00 pm
Favorite Buffett Song: That's what living is to me
Number of Concerts: 50
Favorite Boat Drink: Mostly water these days
Location: North Carolina

Post by sunseeker »

ph4ever wrote:
sunseeker wrote:
CapnK wrote:The loser is probably betting that he'll wear you down. My advice would be to try and separate the emotions from the dollars. It's a substantial amount of money, but it'll cost you money/time/energy to fight. And it'll still probably take time to get the money out of him even after you've won...again. Unless you can garnish his wages directly. Bottom line, if it still makes sense from a financial/business standpoint, fight him tooth and nail.

Either way a good swift kick in the nether regions is definitely in order, although I would recommend a nice 3-finger groin grab for a more lasting effect.

That's exactly what he thinks....he has a dark dark heart....he absolutely wants to destroy me (and he had the affair!)...he even told me that he hoped I died on the operating table while giving my kidney to my brother...yes folks that's the type of man I was married to for a long time....
Shannon why are you even giving that jerkfaceratbastard the time of day anymore? Why talk to him at all - it's not as if y'all had kids and need to communicate. I would have told him to STFU, ESAD, KMMFA a LONG time ago.

I'd talk to your divorce attorney - it seems to me as the ahole can be charged with contempt of court - HAVE HIS BUTT THROWN IN JAIL if you can.

But what's also been said about your credit is correct as well. It's a damn double edge sword.

(((((Shannon)))))
we haven't talked in two years...this is an attorney coming at me after the debt
There's this one particular harbor.....
ragtopW
Last Man Standing
Posts: 39130
Joined: December 18, 2001 7:00 pm
Number of Concerts: 0

Post by ragtopW »

RinglingRingling wrote:
conched wrote:I tend to do the things in life that cause the less stress. $4000 ain't right.

I'd pay it off myself and wish like everthing that what goes around comes around...

One day you'll get your reward for bailing both of you out. If he doesn't have it, there's no way you'll get it from him now, but maybe ONE DAY YOU WILL.

I hope for the best for you...whatever route you take.
sadly, this is where the plan falls apart. You get stuck paying the debt, and there is really no reward for doing this. If he was cheating while she was married, and welshing on his obligations now... short of a "Saul on the Road to Damascus" moment, he isn't going to change.

Any way she does this, is cash. Either lose little, or lose big (little- attorney, and making the JD holder a little fatter; or lose big- pay the debt). Can't say that I like either option, but paying his obligation is wrong on a lot of levels. and like Wayne said.. a couple leg-breakers to get his attention wouldn't be bad.
and they Will Kick him in the Nuts.. 8)
Y-NO-9-O
Hoot!
Posts: 2043
Joined: November 19, 2001 7:00 pm
Favorite Buffett Song: Migration
Number of Concerts: 60
Location: Wish I was: 24:33:38.905N 81:48:22.910W (but getting closer)

Post by Y-NO-9-O »

First thing you should do (if possible) is pay off the debt. What he owes you is in the court docs and I doubt if you paying off the cc company should change that. Gets you out from underneath the cc company's teeth.
Second, since he's got no balls, kick him in the f***ing teeth. Let the new bee-otch deal with a toofless bastage. Any new girl will probably dump him in a heartbeat.
Big Phan
Chewin' on a Honeysuckle Vine
Posts: 6421
Joined: February 29, 2004 12:50 pm

Post by Big Phan »

You could pay the attorney to fight it, be out $2000 and still have the bad debt on your credit rating.

Or...you could call the credit card company, explain the situation (not that they'll really give a rat's patooty) and try to get the amount you owe them lowered...sometimes creditors will take 60 cents on the dollar for the debt. This will allow you to start rebuilding your credit and have this headache taken care of. Then, sit back and wait for karma to bite the ex in the @ss. :D

Good luck!
ragtopW
Last Man Standing
Posts: 39130
Joined: December 18, 2001 7:00 pm
Number of Concerts: 0

Post by ragtopW »

sunseeker wrote:
we haven't talked in two years...this is an attorney coming at me after the debt

Someone else who needs kicked in the nuts.. :evil:
phjrsaunt
Social Buffettfly
Social Buffettfly
Posts: 37094
Joined: October 19, 2001 8:00 pm
Favorite Buffett Song: Defying Gravity
Number of Concerts: 21
Favorite Boat Drink: coconut rum and...anything!
Location: Lovin' the NOW!

Post by phjrsaunt »

You could easily raise money for this cause. There is already quite a line of people who I'm sure would be GLAD to pay money to kick him in the nuts for you!!!! :lol:
Image

My love is staying an anchor tied to you with that silver chain.
Image
miphinz
Gypsies in the palace
Posts: 416
Joined: January 22, 2006 10:14 am
Number of Concerts: 0
Location: murrells inlet sc

Post by miphinz »

The Lost Manatee wrote:I feel so bad for you because I know exactly where you are coming from. My ex stuck me with a much larger tab. She had run up close to $50k in credit card debt about 7 months prior to filing for divorce. In the divorce decree she agreed to pay all of it off and to make the minimum payment on every account every month. She didn't, she left the country and moved to Australia where she married the guy she had been carrying on with. Neither one works and hasn't for 5+ years and I don't think they plan on doing so anytime soon. In the meantime, I've had to make the payments, I've spent a pretty penny on lawyers and the bottom line is that I've worked two jobs to be able to get out from under this without going bankrupt. I learned last month that she filed for bankruptcy sometime in the last couple of months.

The problem you will run into, even if you win a judgment against him in a civil suit, is collecting from him. The credit card companies, etc., will continue to hound you and may get judgments against you during this time. I'm afraid that you will find that in the long run it may be cheaper and easier to pay off the creditors then to fight it.

I would talk to your lawyer ASAP and figure out how much it will cost, how long can it take (assume the worse case because he will drag it out) and what do you do if you don't win or if he files for bankruptcy.

I would say kick him in the nuts but as has been pointed out, he doesn't have any.

I wish you all the best and I am so very sorry that you find yourself in this spot.

He/she is absolutly right, even if you get a judgement against him it is no good if he doesnt have the money to pay it. A judgement is basically a piece of paper and if they have no money at the time it will do you little to no good. However judgements are good for 10 years and can be renewed for to last a life time so if he ever comes into any money you can collect. If he were to file bankruptcy his assests would be sold and all of his secured debt would be paid off first with what ever is left over going to unsecured debt and then to you if there was anything left over.

Good Luck hope everything works out for you


P.S. Kick him in the nutts
I know I dont get there often enough but god knows I surely try
BrianM
I have found me a home
Posts: 152
Joined: June 5, 2002 8:00 pm
Number of Concerts: 0
Location: Missouri
Contact:

Post by BrianM »

You want to preserve your credit rating and he obviously doesn't care about his. If your lawyer tells you the judge can throw him in jail for violating decree it might scare him into paying it. But if all you can do is get another judgement against him it's probably better just to pay it yourself and hope that Karma kicks him in the nuts soon. If your credit rating is ruined from the divorce, just declare bankruptcy and start over. Things will get better, they always do.
"..he'll cook you a fish that he caught that day then belt out a song for the crowd, he'll drink half your beer, but don't worry buddy, the next ones on the house. I'm talkin' 'bout my kind of people..."
ph4ever
Last Man Standing
Posts: 50507
Joined: July 31, 2002 1:26 pm
Favorite Buffett Song: CILCIA or OPH
Number of Concerts: 299
Favorite Boat Drink: Rhum with my Chum or beer
Location: Home in the GREAT state of Texas!
Contact:

Post by ph4ever »

sunseeker wrote:
ph4ever wrote:
sunseeker wrote:
CapnK wrote:The loser is probably betting that he'll wear you down. My advice would be to try and separate the emotions from the dollars. It's a substantial amount of money, but it'll cost you money/time/energy to fight. And it'll still probably take time to get the money out of him even after you've won...again. Unless you can garnish his wages directly. Bottom line, if it still makes sense from a financial/business standpoint, fight him tooth and nail.

Either way a good swift kick in the nether regions is definitely in order, although I would recommend a nice 3-finger groin grab for a more lasting effect.

That's exactly what he thinks....he has a dark dark heart....he absolutely wants to destroy me (and he had the affair!)...he even told me that he hoped I died on the operating table while giving my kidney to my brother...yes folks that's the type of man I was married to for a long time....
Shannon why are you even giving that jerkfaceratbastard the time of day anymore? Why talk to him at all - it's not as if y'all had kids and need to communicate. I would have told him to STFU, ESAD, KMMFA a LONG time ago.

I'd talk to your divorce attorney - it seems to me as the ahole can be charged with contempt of court - HAVE HIS BUTT THROWN IN JAIL if you can.

But what's also been said about your credit is correct as well. It's a damn double edge sword.

(((((Shannon)))))
we haven't talked in two years...this is an attorney coming at me after the debt
my bad - I thought he had told you that before the surgery :evil:




I still agree - kick him in the nuts
Well...(said in my best Bubba voice) I've been on sabbatical.
Post Reply